The Stress Test
The Bank of England has recently gotten rid of the stress test. In this article we take a look at what this means for borrowers, lenders and if it is a good idea
How to save money on a new kitchen
Looking to have your kitchen redone? A new kitchen can help breathe new life into your cooking and give you a better, more energy efficient space to work in. But a kitchen remodel isn’t cheap. Here’s some ideas for how to save money on a new kitchen.
Is the Housing Market About to Stagnate?
We have seen a large boom in the housing market for the past two years. Yet with the current economic situation and the threat of recession looming, will this cause a period of stagnation in the market?
Premium Bonds: An explanation
We all try to save money at some point in our lives and typically do this by putting money into a savings account. However, in this article we look at the alternative of premium bonds. We discuss what they are, their positive, negatives and if they are worth it.
The Time bomb of Mortgage Payments
The Bank of England recently raised interest rates to the highest levels in 25 years. With this we are seeing the issue of how will people afford their mortgage payments? In this article we take a look at what these issues are and what people can expect.
The Brink of a Summer of Discontent and the Cost of Living Crisis
Currently in Britain we ate going through a cost of living crisis which is effecting everyone. We could also be set for recession and a "summer of discontent". In this article we will be looking at the causes of these, what the government could do and how you make make a little extra money to help.
Looking at Personal Contract Purchases to finance a car? Read this first
If you’re looking at options for car financing, you might be looking into Personal Contract Purchases, or PCPs. PCPs are attractive to car buyers, because they allow you to buy a car in instalments over a number of years, while getting to use the car. However, are they as great a deal as they first appear?
Does being in your overdraft affect your credit score?
An overdraft can be a great way to boost your credit score. But if you start eating into your overdraft, this can make you look bad in the eyes of lenders.
Will it Become Easier Getting a Mortgage?
The Bank of England is set to unveil a change in the mortgage application system. This change could see it become easier to get a mortgage. In this article we take a look at what this change is and what it spells out for people.
Save energy, save money
There’s no getting away from it. There’s a global energy crisis. In this article, we’ll explore a few ideas that could help you save energy.
Do Direct Debits improve your credit score?
A Direct Debit is an agreement made with an organisation that means they can directly charge your bank account. Do direct debits improve your credit score? The short answer: Yes! But there are some caveats to be aware of.
Does applying for Universal Credit affect your credit score?
In 2013, the Government introduced Universal Credit to replace and combine six benefits. It is now claimed by…
The Question of Affordable Housing
A recent report form the ONS has made for some bleak reading. In it we can see house prices surging and becoming more and more difficult to afford. In this article we take a look at the report, what the issues are and their possible solutions
10 Best Tips for Saving Money
Moneys tight at the moment what with the rise in prices and inflation. People are struggling more to pay for their essentials and their bills. In this article we list the 10 best money saving tips to help you out.
Where Can I go on Holiday?
Where can I go on holiday? That's the question everyone asks year in, year out. Given the ongoing cost of living crisis people are trying to find the best and cheapest places to go abroad this year. In this article we take a look at where is affordable for people.