Delve into this article to learn about Advantis Credit and how to stop their bailiffs from harassing you.
What's Included?
Who is Advantis Credit?
They are a finance company based in the United Kingdom that offers customers personal loans, credit cards, and other financial products nationwide. Founded in 1998, Advantis has become one of the UK’s leading financial and banking services providers. The company’s headquarters are in London, but it also has offices in Birmingham, Manchester, and other areas.
How can Credibble help me?
Dealing with debt can be overwhelming, especially when debt collectors or bailiffs get involved. Don’t panic! The Credibble Team is here to help. We can help you stop legal proceedings and reduce your debt for free.
We offer a smart debt tool to find all your main debts without searching through your paperwork. Our tool checks your debts against all the debt relief options you qualify for – so you know where you stand. Take the next step towards protecting your belongings and becoming debt free.
If you have received a letter or card from this debt collector, you can follow our two-step process:
Step 1: Use our smart debt tool to find all your debts and see if you qualify for a government-approved debt solution.
Step 2: Request a call back to confirm all your options and agree on the most appropriate way to prevent legal action against you. Remember, all advice you receive is 100% free, and we aim to help you quickly and efficiently.
Will they come to my home to collect debts?
They may not come to your house to collect debts directly, but a debt collection agency can do so on behalf of the lender. If you have missed a payment or failed to keep up with your repayment schedule, Advantis Credit may pass your account information onto a third-party debt collection agency. These agencies may then contact you to arrange payment and may attempt to visit your home if they believe it is necessary.
What are my rights against Advantis Credit?
You have certain rights and legal protections when dealing with them. These include the right to dispute any payments taken or penalties imposed or request a payment plan if you cannot pay the amount due in full. You also have the right to receive written notification of any changes made to your credit report. Additionally, they must not threaten or harass you to get payment from you; if they do, pursue legal action as it violates your consumer rights. Finally, ensure all communication between you and Advantis Credit is in writing for records purposes. This will help ensure that all parties understand what each person has agreed upon regarding payment arrangements before an agreement is final and binding on both sides.
Is Advantis Credit a legitimate company?
Advantis Credit is a legitimate financing company that has been established since 1998. Over the years, Advantis Credit has been providing its customers with an array of financial and banking products and services, such as personal loans, credit cards, and more. They have also become one of the leading providers in the UK for these kinds of services and products. Click here to see how others rate Advantis Credit.
Can they take me to court for the debt?
Advantis Credit may take legal action against you if you fail to repay your loan in full or make timely payments as agreed. The company has the right to hire a debt collection agency and can take you to court if necessary.
If they decide to take you to court, they must first send you a court summons and notification of the debt. During this time, it is important to demonstrate that you are taking steps to pay off the debt or contact Advantis Credit to discuss alternative payment arrangements. If you fail to do so, they can take further legal action against you, such as freezing your bank accounts or sending bailiffs to your home.
Frequently Asked Questions about Advantis Credit
What happens if I ignore my debts with Advantis Credit?
Ignoring your debts with Advantis Credit can have serious consequences. Not making payments as agreed will result in them requesting payment, which can come in the form of collection calls or letters, late fees and penalties, and ultimately legal action.
Can I write off my debts with Advantis Credit?
Writing off debt with Advantis Credit is possible but not always recommended. It is important to contact the company and explain your circumstances to discuss your options. Depending on your situation and how much you owe, they may be willing to negotiate a partial write-off or settlement.
Who do Advantis Credit collect debt for?
Advantis Credit collects debt for many customers and organisations, including banks and other financial institutions, credit card companies, utility providers, telecommunications companies, retailers, government departments and agencies, collection agencies and debt buyers. In addition to this, they also provide debt collection services for several large corporations and commercial businesses.
Do Advantis collect debts for HMRC?
Advantis Credit collects debts for HMRC as part of its debt collection services. Advantis Credit collaborates with HMRC to collect debts quickly and efficiently, providing suitable solutions through payment plans or debt relief options.
How do I contact Advantis debt collection?
Advantis Credit provides various options for contacting their debt collection services and discussing payment arrangements. Customers can contact Advantis Credit online by accessing their website or call the customer service team directly over the telephone. There is also a dedicated email address for customers to send inquiries.
You can reach them with the following:
Telephone: 01782 971 346
Via post: Advantis Credit Ltd, Minton Hollins Building, Shelton Old Road, Stoke-on-Trent, Staffordshire, United Kingdom ST4 7RY
Email address: admin@advantiscredit.co.uk
Their website: https://www.advantiscredit.co.uk/
Some customers have said that Advantis credit called using the following number: 01782 40112
How do I make a complaint about Advantis debt collectors?
If you believe that you have been treated unfairly or inappropriately by Advantis Credit and would like to make a complaint, then there are several steps that you can take. The first step is to contact Advantis Credit directly via phone or email to discuss the issue or, if necessary, to lodge a formal complaint. If you cannot resolve the issue with Advantis Credit directly, then there is an independent body which offers free and impartial advice for customers who are in dispute with their creditors – the Financial Ombudsman Service. The Financial Ombudsman Service can be contacted online or over the phone and will assist customers in finding a resolution with the creditor.
How can I pay?
Paying Advantis Credit is relatively straightforward, provided you have the necessary funds. They accept payments in various forms, including cash, cheque, bank transfer and debit card. For larger payments, it may be more convenient to set up an automatic payment plan with Advantis Credit, which can be done by contacting their customer service team.
I think my debt is an error
If you are in a situation where you believe that your debt to Advantis Credit is a mistake, it is important to contact the company as soon as possible. A debt letter from Advantis Credit should be taken seriously and not ignored. The best way to handle such a situation is to call their customer service team directly and explain your situation. It may be necessary to provide supporting evidence to prove that the debt is an error, and Advantis Credit can then review the case and decide whether to write off the debt.
