🐣 Hunt Down a Better Credit Score This Easter: 5 Surprising ‘Credit Eggs’ to Discover

As Easter rolls around with chocolate bunnies and colourful egg hunts, it’s also a great time to take a fresh look at something even more valuable than sweets—your credit score.

Spring is all about new beginnings, and that includes your finances. So why not go on your own little credit egg hunt and discover hidden ways to improve your score? Whether you’re planning for a new car, a mortgage, or just want to get your financial ducks (or chicks?) in a row, here are five golden eggs you won’t want to miss.

🧺 1. What’s in Your Credit Basket?

Think of your credit score like an Easter basket—it’s made up of different ingredients, all working together:

• Payment history (Are you paying on time?)
• Credit utilisation (How much of your available credit are you using?)
• Credit age (How long have you had your accounts?)
• Recent activity (Any new applications or hard searches?)
• Account variety (Credit cards, loans, mobile contracts, etc.)

Knowing what’s in your basket is step one. The next step? Hunt down the golden eggs.

🥚 2. Golden Eggs That Can Boost Your Score

Not all credit score tips are obvious—some are hidden in plain sight. Here are a few golden opportunities you can act on today:

✅ Register to vote

Sounds simple, but it matters. Being on the electoral roll helps lenders verify your identity and can positively impact your score.

✅ Keep old accounts open

Your credit age matters. That old credit card you never use? It could be doing your score a favour.

✅ Pay more than the minimum

Even just a few pounds more each month can help reduce your balance faster—and show lenders you’re on top of your finances.

✅ Space out applications

Too many credit applications in a short time can look risky. Keep them spaced and strategic.

🐰 3. Don’t Get Fooled by These Credit Myths

This time of year might be full of fun and surprises—but your credit score shouldn’t be! Let’s bust a couple of common myths:

🚫 “Checking my credit score will hurt it.”
Nope. Checking your own score is a soft search and has zero impact.

🚫 “I need to be in debt to build credit.”
You can build credit by using credit responsibly, not by carrying debt.

🍫 4. Treat Yourself… but Not at the Expense of Your Score

Easter sales can be tempting, but keeping your spending in check helps protect your score. A good rule of thumb is to keep credit utilisation under 30% of your limit—and always aim to pay off the full balance when you can.

Buy now, pay later (BNPL) options are everywhere these days, but remember: even if payments are interest-free, missing one could lead to a mark on your credit file.

🌷 5. Time for a Spring Clean

Spring cleaning isn’t just for your wardrobe—it’s perfect for your finances too. Take 20 minutes to:

• Review your credit report
• Dispute any incorrect information
• Set payment reminders
• Unsubscribe from unused services

You can check your credit report for free and see exactly where you stand—no chocolate required.

🐣 Ready to Begin Your Credit Hunt?

This Easter, don’t just go searching for chocolate—go searching for financial peace of mind. Head over to your Credit Score dashboard and start uncovering your credit-winning moves today.