Soft Search vs Hard Search: What’s the Difference?
If you’ve ever applied for credit or checked your credit score, you might have come across the terms…
Does betting affect credit score?
Betting can be fun, as long as you enjoy it responsibly. Betting may not show up on your credit report, but it can hurt your credit score. If you form a habit, it could throw your finances into havoc. Be sure to know your limits and stop when it stops being fun.
The Time bomb of Mortgage Payments
The Bank of England recently raised interest rates to the highest levels in 25 years. With this we are seeing the issue of how will people afford their mortgage payments? In this article we take a look at what these issues are and what people can expect.
Looking at Personal Contract Purchases to finance a car? Read this first
If you’re looking at options for car financing, you might be looking into Personal Contract Purchases, or PCPs. PCPs are attractive to car buyers, because they allow you to buy a car in instalments over a number of years, while getting to use the car. However, are they as great a deal as they first appear?
Does being in your overdraft affect your credit score?
An overdraft can be a great way to boost your credit score. But if you start eating into your overdraft, this can make you look bad in the eyes of lenders.
Will it Become Easier Getting a Mortgage?
The Bank of England is set to unveil a change in the mortgage application system. This change could see it become easier to get a mortgage. In this article we take a look at what this change is and what it spells out for people.
Does applying for Universal Credit affect your credit score?
In 2013, the Government introduced Universal Credit to replace and combine six benefits. It is now claimed by…
Lifetime ISAs: What you need to know
Lifetime ISAs, or LISAs, are a popular savings product offered by banking firms. Here's all you need to know about the risks and benefits.
Budgeting: A Beginner’s Guide
As the New Year approaches, you might be thinking about budgeting. Here's a few tips & tricks for managing your money effectively!
Some financial New Year’s resolutions for you to consider
As we ring in the New Year, you might be taking stock of your financial health. Here are a few suggestions for New Year's resolutions.
Why do I have to pay Council Tax?
Ever wondered why you have to pay Council Tax? Credit-Score has a rundown of all the facts and history of the one tax nobody can get away from.
Equity explained
An explanation of what equity is, and how you can make it work to your advantage later in life, after you've paid off your mortgage.
Have your dream wedding for less with these money-saving tips
You’re engaged! Congratulations! Now you just have a wedding to plan for! Simple, right? Weddings aren’t cheap, but…
Back to School Savings: 7 Top Tips
Back to school, the most wonderful time of year! In the final rush to find school shoes and…
Start your PPI claim with your credit report
Introduction For the past 10 years, we have all heard about PPI. Countless adverts urging us to claim,…