Mission Statement

“Our mission is to empower consumers to take ownership & control of their own Credit Files, to shape and enable informed financial decisions which form the basis of their entire lives”

Why we do it?

Having a bad credit score can prevent you from not only accessing affordable credit, but It can also prevent you from accessing cheaper mobile phone contracts, WiFi contracts, and even simple things like gas and electric accounts so we work tirelessly to provide you access to see your credit file, to check your credit score, and to improve your score where possible with innovative solutions.

Who we are?

We were part of the NatWest accelerator programme and we are backed by the Future Fund which is a part of the British Business Bank and we took part in the FCA sand box when we tested and launched our services. We are the only credit file checking company to have a 24 factor credit check, and also not only a fintech company but we provide real customer support to those that need it.

What we offer?

We have developed a couple of niche products so that all of our customers have the support to maximise their credit score. If you have a poor credit score and you are looking at ways to boost it you can sign up to our Credit Score Boost service and book a free credit file health check with a credit file expert and they will provide you with free tips and tricks, and if you are eligible they will explain how the Credit Boost Pro service works.

How we do it?

If you have been the victim of identity fraud it can be a lonely and stressful journey writing to the various companies that have had finance applications taken out in your name. We have a small specialist team who can initially provide you free advice. If you would like to use them to help draft letters to correct information on your credit file, and also draft letters for you to send to various finance companies. They will provide a written quotation for this service by request. The quote will depend on the complexity and estimated time taken dependent on how much personal data you have had compromised. A review can be done by this team completely free of charge. Our main product is the Credit Score Monitor product which is entirely free and we offer our Credit-Score Boost service as an upgrade which provides users 40 days free access to to additional features, and thereafter we charge £9.95 a calendar month for our Credit Score Boost service.

This includes real time notifications to ensure you know if your credit file gets a credit search. This product also includes a regular monthly scan of the dark web to check if your email address is published or available on any of the main sites where criminals sell personal data from hacking or ID theft.

We are committed to providing the best possible service for all of our customers, and to provide you with fair value and the best possible service at all times.